Commercial Property Insurance Coverage

Protecting the assets of a company is one of the primary functions of insurance. At Anderson Commercial Insurance Services, LLC, in Palm Desert, California, we offer convenient commercial property insurance coverage to ensure your belongings are protected in cases of emergency.

 

Commercial Property

Commercial property insurance protects the physical assets and fixtures of a business from loss caused by earthquakes, floods, or wind exposure. This insurance covers any inventory, raw materials, equipment, furniture, computers, and cash that may be damaged or lost.

 

Equipment Breakdown (Boiler & Machinery)

Equipment breakdown insurance covers boilers, air conditioning, heating, electrical, telephone, and computer systems from:

• Artificially Generated 
  Electric Currents
• Loss or Damage to Water 
  Heating Equipment
• Mechanical Breakdown
• Explosion of Steam Equipment
• Loss or Damage to Steam Equipment
Office Buildings - Property Insurance

Inland Marine & Cargo Insurance

This broad type of coverage was developed for shipments that do not involve ocean transport. It covers articles in transit by all forms of land and air transportation as well as bridges, tunnels and other means of transportation and communication. Floaters that cover scheduled items, such as tools and construction equipment, are also included in this category.

 

Builders Risk

Builders risk insurance is a special type of property insurance, which indemnifies against damage to buildings while they are under construction. This coverage protects a person’s or organization’s insurable interest in materials, fixtures, and equipment being used in the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause.